With college graduates defaulting on their student loans at higher rates nationally, the two-year cohort default rate — essentially the percentage of students who default on their loans within two years of graduation — at Westmont College has fallen from 1.3 to 0.9 percent. Director of Financial Aid Sean Smith believes his office does an admirable job of educating students about their responsibility as borrowers, but also credits Westmont students with taking seriously the “moral and biblical imperative” to pay back loans.

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