A private insurer, the New Jersey-based Chubb Group of Insurance Companies, sent an announcement on May 8, shortly after noon, that it had dispatched an unspecified number of wildfire engines and crews to the Jesusita Fire. Its press release said that in conjunction with Wildfire Defense Services, Inc., the insurer had already “sprayed a number of homes with fire-blocking gel and have taken other protective measures,” and that the company was “in continuous contact with Incident Command and are fully coordinating our efforts with them.”
Santa Barbara County Fire Department spokesperson David Sadecki said that Chubb “is not coordinating with us to our knowledge. We wouldn’t have them on our plan.” He said that it’s possible that a private company would be allowed past some roadblocks, though certainly not to battle blazes. “We are all professional firefighters,” Sadecki added, “which enables us to avoid making mistakes, but even so, a few of our guys have been overcome.”
No one who could be reached in CalFire Incident Command could confirm, deny, or clarify Chubb’s activities. “That’s a new one on me,” said Emergency Operation Center spokesperson Joan Wynn. “An insurance company with fire engines?” She said she had not seen them on deployment plan documents, but would double-check. Wynn added that they would not be permitted past road blocks without prior approval.
Santa Barbara City Fire spokesperson John Ahlman said he had seen some private trucks during the Jesusita Fire, though he didn’t know what their role was. A number of private companies such as Wildfire Defense Services exist, he said, and their trucks are a not uncommon sight at fires. With these trucks virtually indistinguishable from government fire trucks, though usually smaller, he said, it’s unlikely that law enforcement officers would challenge them at roadblocks.
A City of Santa Barbara Police Department spokesperson said he was not aware of any policy with regard to Wildfire Defense Services. He referred questions to CalFire. Sheriff’s spokespersons could not be immediately reached for comment.


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With the cost to date of fighting the fire at around $2.6M vs the cost of the 75 homes destroyed which must be in well in excess of $75M it would sense for insurance companies to invest to fight the fire.
This could be a new model or privatizing the fire department. Large insurance companies could create their own fire departments to fight fires. This would make a lot of sense as they are the ones that pay for homes destroyed or damaged in fires.
loneranger (anonymous profile)
May 8, 2009 at 2:56 p.m. (Suggest removal)
As we indicated in our press release, Chubb Wildfire Defense Services has coordinated its current wildfire defense efforts in Santa Barbara with the local Incident Command center. We understand that you tried to verify this, but the officials with whom you spoke for this story are not the individuals in Incident Command center who have such knowledge.
Chubb Wildfire Defense Services routinely obtains access to evacuation zones from local Incident Command centers and is in regular communications with the liaison officers at the centers. Members of our service attend all briefings and remain in radio communication with Incident Command regarding our efforts to defend the homes of insurance policyholders who have enrolled in our wildfire defense program. During the 2008 wildfire season, Chubb Wildfire Defense Services responded to nearly 20 wildfires in California after being granted access by the Incident Commands.
Our service, which is provided at no charge to our policyholders, the State of California or local municipalities, is staffed by certified wildfire fighters. All our crews and engines are also under federal contract and are the same resources the federal government dispatches to wildfires throughout the Western United States, including California.
To date, our efforts already have saved several of our customers' homes in Santa Barbara. In addition, our efforts have likely added to the protection of other nearby homes.
Mark L. Schussel
Vice President, Public Relations
Chubb Group of Insurance Companies
mschussel (anonymous profile)
May 10, 2009 at 6:56 a.m. (Suggest removal)